Lakeland College

Web Links & Resources

Outside Resources

  • The AmeriCorps Program provides full-time educational awards in return for work in community service. You can work before, during, or after your post-secondary education, and you can use the funds either to pay current educational expenses or to repay federal student loans. For more information, call 1-800-942-2677. Information is also available through the internet at www.americorps.gov.
  • Public libraries are an excellent source of information on state and private sources of aid.
  • Many companies and labor unions have programs to help pay the cost of post-secondary education for employees and/or their children.
  • Sources of financial aid also include foundations, religious organizations, fraternities or sororities, and town or city clubs. Include community organizations and civic groups such as the American Legion, YMCA, 4-H Club, Elks, Kiwanis, Jaycees, and the Girl or Boy Scouts in your search.
  • The internet also has information on private sources of aid. Search under the keywords financial aid, student aid, scholarships, etc.

Types of Financial Aid

Scholarships and grants are types of financial aid that do not need to be repaid.

Lakeland College Scholarships

For returning students, the cumulative GPA after the fall term is always used when determining scholarship eligibility for the next academic year. Renewal GPA's for scholarships are determined by the year you entered Lakeland College.

Federal Government

  • AmeriCorps

    Education award for community service with AmeriCorps.
  • Federal Pell Grant

    A federal grant for eligible students, need-based that does not need to be repaid.
  • Federal Supplemental Educational Opportunity Grant (FSEOG)

    A federal grant is for students with exceptional financial need.
  • Federal Direct Student Loan Program


    This federal loan program offers a competitive fixed interest rate. A student must be enrolled in six or more credits per term to be eligible for federal loans. Loans are borrowed from the U.S. Department of Education through the Federal Direct Loan Program. There are two types of student federal direct loans:
    • Subsidized Loans – Need-based; interest is paid by the government while the student is in school. This loan program offers a fixed interest rate of 3.86% for loans disbursed after July 1, 2013 and before July 1, 2014.
    • Unsubsidized Loans – Not need-based; interest begins accruing immediately and is payable from the date of first disbursement or may be capitalized. This loan program offers a fixed interest rate of 3.86% for loans disbursed after July 1, 2013 and before July 1, 2014.

    The government charges a loan origination fee of 1.072% (effective 12/1/2013) on Direct Subsidized Loans & Direct Unsubsidized Loans. This fee is withheld from the amount borrowed before disbursing to the school.
    First-time borrowers are required by the Department of Education to sign a master promissory note and complete entrance counseling. Both of these requirements may be completed online at studentloans.gov.
  • Federal Perkins Loan

    The federal Perkins loan is a federally funded, low-interest loan program. Lakeland College selects high-need recipients.
  • Federal Direct Parent PLUS Loan


    The federal parent PLUS loan provides loans to parent of dependent students attending post-secondary schools. All loan funds received under this program must be used to pay for the cost of attending a post-secondary school.
    • Parents may apply for instant approval and complete the federal direct PLUS master promissory note online at studentloans.gov. Specific instructions are available by clicking here. If you do not have online access, please contact the financial aid office. Please be aware that the credit check/loan approval is only valid for 90 days.
    • The financial aid office will be notified electronically of the credit decision. If the application is approved, the financial aid office will certify the PLUS loan. If a parent is denied a PLUS loan, the student’s financial aid package will be reviewed to determine if there is additional federal direct unsubsidized loan eligibility. A revised financial aid award will be completed.

    The government charges a loan origination fee of 4.288% (as of 12/1/2013) on the Direct PLUS (parent) Loans. This fee is withheld from the amount borrowed before disbursing to the school.
  • Federal Work Study

    A work-study program awarded to high-need recipients. Students work on campus for a maximum of ten hours per week.

State of Wisconsin

  • Academic Excellence Scholarship

    For students who have the highest high school GPA of their graduating class.
  • Department of Vocational Rehabilitation

    (DVR) training grant offers funding to individuals with disabilities.
  • Hearing & Visually Handicapped Student Grant

    May be offered to Wisconsin residents who have severe, profound hearing or visual impairment and who have completed the Hearing & Visually Handicapped Student Grant Application.
  • Indian Student Assistance Grant

    May be offered to Wisconsin resident of Native American descent who have completed the Indian Student Assistance Grant Application.
  • Minority Undergraduate Retention Grant

    A candidate for this grant may be nominated by the Office of Financial Aid if he/she qualifies as a minority student.
  • Talent Incentive Program Grant (TIP)

    The TIP grant designed to assist low-income, disadvantaged freshmen students. Students may apply for this grant at the nearest Wisconsin Educational Opportunity Program office. More information.
  • Wisconsin Covenant Foundation Grant

    For students who signed the Wisconsin Covenant pledge, have fulfilled the requirements of the pledge and whose EFC (Expected Family Contribution) calculated by the Free Application for Federal Student Aid (FAFSA) is within the measure as determined by the Wisconsin Covenant Foundation.
  • Wisconsin Covenant Scholars Grant

    For students who signed the Wisconsin Covenant pledge and have fulfilled the requirements of the pledge.
  • Wisconsin State Tuition Grant (WSTG)

    May be offered to Wisconsin residents who attend Wisconsin private colleges such as Lakeland College. Funds for this program are limited. Students are strongly advised to meet the March 15th FAFSA priority filing date.

Other Types of Financial Aid

  • Alternative Loan


    Students are recommended to exhaust all federal loan options before applying for an alternative loan. If additional funding is needed, alternative loans are a source of non-federal educational loans available through a variety of national lending institutions. Minimum and maximum amounts to borrow vary by program, but all require a satisfactory credit history for approval. These loans have their own application processes, which are available online. Click for more information about alternative loans. This link will lead you to a website labeled FASTChoice. This website will provide valuable information about alternative loans (borrower essentials) and allow you to view/compare different lenders that students at Lakeland College have borrowed from, as well as complete the application process online.
  • Military/Veterans Benefits

    Click on the link above for more information. Please contact Jacob Lopez, assistant director of financial aid and veterans affairs if you have any questions.
  • Outside Scholarships


    Outside scholarships are scholarship opportunities that a student researches and applies for independently. Click to view some national scholarship search engines. Additional outside scholarship opportunities that are shared with Lakeland College are accessible on the financial aid page at my.lakeland.edu.

Student Rights and Responsibilities

Student Rights

A student has the right to:

  • know what financial aid is available, including aid from federal, state and institutional programs. In addition, a student has the right to know the deadlines, selection criteria, terms, policies, procedures and regulations that apply to each of the programs.
  • know how his/her financial need was determined and how much of it, as determined by the college, was met. This process includes how costs for tuition and fees, transportation, books and supplies, and miscellaneous personal expenses are included in his/her student budget.
  • know if he/she has a student loan, the terms of the loan, such as interest rate, the total amount that must be repaid, the length of time allowed for repayment, when repayment must start, cancellation provisions, deferment and forbearance possibilities and any special consolidation or refinancing options.
  • appeal his/her financial aid award if he/she feels there are special circumstances that were not originally taken into consideration.
  • know how the college determines whether he/she is making satisfactory academic progress and what happens if he/she is not.
  • know how and when his/her financial aid will be disbursed.
  • know the college's refund policies; the portion, if any, of tuition and fees that is refunded to the student if he/she withdraws before the end of the term; and the portion, if any, of the financial aid he/she received that must be paid back immediately if he/she withdraws before the end of the term.
  • expect that all information reported by him/her and/or his/her family will remain confidential and will not be released without his/her written consent according to the Family Educational Rights and Privacy Act (FERPA).
  • examine (in the presence of a financial aid counselor) his/her financial aid records which are maintained in the Office of Financial Aid.
  • expect equitable treatment under the college's policy prohibiting discrimination on the basis of race, color, sex, religion, sexual orientation, national origin, disability, or veteran's status.

Student Responsibilities

A student is responsible for:

  • reading, retaining and understanding all information supplied to him/her from the Office of Financial Aid. Students are welcome to contact the Office of Financial Aid with any questions or concerns.
  • promptly responding to inquiries or requests for information from the Office of Financial Aid.
  • obtaining all forms required to apply (or re-apply) for the type of assistance he/she wishes to receive.
  • supplying accurate and thorough information on all forms submitted to the Office of Financial Aid. Funds obtained on the basis of false information will have to be repaid and might subject the student to penalties under the United States criminal code.
  • informing the Office of Financial Aid if he/she receives any type of financial aid assistance from an outside agency. By law, when determining a student's financial aid eligibility, the Office of Financial Aid is required to consider all sources of funding.
  • using financial aid funds only for educational expenses (tuition, fees, books, supplies and other living costs).
  • understanding and complying with the terms and conditions of the aid he/she receives. This includes deadlines, continued eligibility, application procedures, etc.
  • notifying the Office of Financial Aid if his/her enrollment or residency status changes. This will ensure that the student's financial aid award is based upon the correct enrollment and residency status. Note: A name change requires supporting documentation.
  • reporting a change of address or name to the Office of Financial Aid. This will ensure the Office of Financial Aid has the most recent and accurate information.
  • maintaining good academic standing consistent with the college's Satisfactory Academic Progress Policy and the Financial Aid Satisfactory Academic Progress Policy.
  • completing entrance counseling and exit counseling, if he/she has taken out an educational loan.
  • repaying all educational loans. Failure to meet this obligation will adversely affect the student's credit rating and make him/her ineligible for future educational loans or grants.
  • notifying his/her loan servicer and the United States Department of Education of any changes in name or address while and after attending school.

Eligibility Requirements for Financial Aid

To be eligible for federal and state aid, a student needs to:

To be eligible for Lakeland College aid, a student needs to:

  • Demonstrate all of the federal/state aid eligibility requirements as listed above.
  • Be accepted to Lakeland College.

Payment Options

The college offers the following payment plans for tuition, room, board and fees:

  1. Pay semester balance in full. Lakeland College accepts cash, personal checks, money orders, cashiers' checks and credit cards (Visa, MasterCard, and Discovery). A date is established each semester for an early payment discount.
  2. Interest Free Tuition Payment Plan. For a small yearly fee, this convenient option allows you to spread all or part of your annual education expenses over eight to ten monthly payments without any interest charges. Contact Tuition Management Service (TMS) directly for more information at 888-713-7234 or visit their website at http://www.afford.com/lakeland.
  3. Extended Plan: Balance due in 3 installments. The first installment is due the first day of the term. 2 subsequent dates will be set for each term which will allow the balance to be paid prior to registration for the next term. Due dates will be posted on the Student Accounts page on my.lakeland.edu.
  4. PLUS Loan - Parent Loan for Undergraduate Students. This is a federally sponsored loan program for parents to borrow money for their children's education costs. Click here for more information or contact the Financial Aid Office at 800-569-2166, ext. 1214.
  5. Alternative Loans - Bank sponsored loans - student borrower most often needs a co-signer.
  6. Military - no finance charges apply, but Military benefits must be confirmed by the Veterans Coordinator.

The account balance MUST be paid in full before the start of a subsequent semester.

Students are required to complete a Student Agreement and Disclosure Statement each semester. This form may now be signed electronically online through your my.lakeland.edu account (see the student accounts tab). For this process to work, tuition charges must be billed and you need to have an intended payment plan on your account. If either of these are missing you will receive an error message. If you need to select a payment plan, click on the Payment Plan Option Selection tab. We will update accounts at the beginning of each business day. If online access is not available, you may print and submit the Student Agreement and Disclosure Statement to the student accounts office. If you have any questions, please contact Sue Bialk, manager of student accounts at 920-565-1258 or .

Student/Parent Loans

If you accepted a federal Stafford subsidized and/or unsubsidized loan as part of your financial aid, there are a couple of steps that need to be completed prior to your loan(s) being disbursed to your tuition account. These steps include completing loan entrance counseling (first-time borrower) and completing the Master Promissory Note (MPN). All Stafford loans will be borrowed from the U.S. Department of Education through the Federal Direct Loan Program. Click on the following links to complete the requirement(s) for you Federal Direct Loan:

Parent Federal PLUS Loan

The Federal Parent PLUS Loan provides loans to parents of dependent students attending post-secondary schools. All loan funds received under the program must be used to pay for the cost of attending a post-secondary school.

Parents can apply for instant pre-approval online and complete the Master Promissory Note for the PLUS loan online. If you do not have online access, please contact the financial aid office. Please be aware that credit check/loan approval is valid for a minimum of 90 days.

The Financial Aid Office will be notified of the credit decision. If the application is approved, the Financial Aid Office will certify the PLUS loan. If a parent is denied a PLUS loan, the student's financial aid package will be reviewed to determine if there is additional Federal Direct Unsubsidized loan eligibility. A revised award letter will be completed.

Alternative Loans

Students are recommended to exhaust all federal loan options first. If additional funding is needed, alternative loans are a source of non-federal educational loans available through a variety of national lending institutions. Minimum and maximum amounts to borrow may vary by program, but all require a satisfactory credit history for approval. These loans have their own application processes which are available online. Please contact us for the most current alternative loan information.

Exit Counseling

Federal regulations require students who have borrowed through a federal loan program to participate in an exit counseling session after they are no longer enrolled. You may complete this requirement online. You will need your Department of Education (FAFSA) PIN number to complete exit counseling.

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Contact Us

Got questions or comments? Let us know:

  • PHONE: 1 (800) 569-2166
    FAX: 920-565-1206
  • MAIL: PO Box 359, Sheboygan, WI 53082-0359
  • DIRECTIONS: W3718 South Drive Plymouth, WI 53073-4878

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